Buying, Mortgages & Land
Buying, Mortgages & Land reviews, comparisons and buying guides from The Modular Home Review.
Can You Get a Mortgage on a Prefab House? UK Lender Guide for 2026
Yes, you can get a prefab house mortgage in the UK. Here is which lenders accept them, the deposit you need, and the certificates that make or break your case.
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The Complete UK Guide to Buying a Modular or Prefab Home
Buying a modular home in the UK: planning, building regs, mortgages, warranties, costs and timelines explained in plain English.
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Prefab Home Insurance UK: Insuring Non-Standard Construction
Can you get prefab home insurance in the UK? Usually yes, via a specialist. What non-standard construction means, why PRC homes are trickier, and how to get cover.
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How to Buy Land for a Modular Self-Build in the UK
How to buy land for a modular self-build in the UK: finding plots, the Right to Build register, checking planning permission, serviced plots and due diligence.
ReadAre Post-War Prefab Houses Worth Buying Today?
Post-war prefab houses can be a bargain, but many are non-standard or defective. What to check on mortgages, PRC certificates and insurance first.
ReadDo Modular Homes Hold Their Value? Resale and Mortgageability
Do modular homes hold their value in the UK? How resale, mortgageability, BOPAS certification and warranties decide whether one keeps its price.
ReadCan You Get a Mortgage on a Modular Home in the UK?
A modular home mortgage in the UK is possible but treated as non-standard construction. Here is what lenders want, the warranties that matter and deposits.
ReadDo Modular Homes Need Planning Permission?
Do modular homes need planning permission? In most cases yes: a modular home is judged on its use and permanence, not on being factory-built. Here is how it works.
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